Pooled Trust
for Under 65
A safe way to protect income while staying eligible for Medicaid.
Helping you feel secure
Designed for Individuals Under Age 65
This First-Party Pooled Trust is specifically for people under age 65 who live with a disability and rely on Medicaid for essential support. If your income or assets exceed Medicaid limits, this trust can help protect your benefits while still allowing you to use your money for everyday needs.
We’re here to support you through every step of the process, so you can feel confident and secure knowing your benefits are protected.
Who this Trust is for:
Individuals living with a disability
People under age 65
Individuals whose income exceeds Medicaid limits
✔ People who want to remain eligible for Medicaid
✔ Individuals who need help managing income safely
✔ Those seeking support paying essential living expenses
Supports Your
Everyday Living
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This trust is about more than compliance. It’s about helping you live with comfort, stability, and independence. By using the trust, many individuals are able to remain in their own homes and avoid unnecessary disruption to their lives.
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Important things to know:
– Funded with your income or assets, including SSI/SSDI
– Funds stay in the trust to be used safely for you
– Paid directly to approved vendors and services
– Funds cannot be paid directly to you as cash
– Expenses follow Medicaid rules to protect your benefits
Approved trust funds can be used to cover everyday needs that support your well-being, while still following Medicaid guidelines.
Common approved expenses:
✔ Housing and utilities
✔ Phone, internet, and cable
✔ Transportation and essential errands
✔ Personal care needs
✔ Approved medical and living expenses
All payments are made directly to vendors or providers.
How a Supplemental Needs Trust Can Help
A Supplemental Needs Trust, often called an SNT, helps people with disabilities keep important benefits like Medicaid or SSI while still getting support for daily living. These benefits have strict limits on income and savings, and an SNT offers a safe way to stay within those rules.
An SNT is not a bank account. Instead, funds are managed for you, and approved bills are paid directly on your behalf. This helps reduce stress, keeps everything in line with benefit rules, and gives you peace of mind knowing support is there when you need it.
A Trusted Way to Keep Medicaid Benefits
A pooled trust is designed for people with disabilities who need a safe way to use income without losing Medicaid coverage. It can accept deposits of income or assets, including Medicaid spenddown funds, and then use those funds to pay approved expenses on your behalf.
This helps you stay within Medicaid rules while still covering important costs like housing, utilities, and other essential needs. Many people have used this option to remain in their homes and maintain independence, rather than needing more intensive care.
We’ll be your steady support, while you focus on what matters most
Medicaid rules and trust requirements can feel confusing — but you don’t have to manage them alone. Our team helps you complete all the necessary forms, reviews everything for accuracy, and explains each step in plain language.
You’ll never feel rushed or left alone — we’re here to support you at every step.
Let’s plan your peace of mind.
Every journey begins with one step. Reach out today, and let’s build a trust that supports your independence and dignity.